Amortization MCP server: install, tools and pricing

Loan and lease schedules: payment, interest, early settlement and the journal, to the minor unit.

Category: Money and accounting · Tools: 7 · Version: 0.22.6 · Licence: MIT

Install it

  • Hosted, nothing to install: open https://mcp.zovo.one/mcp/connect - it mints a free token and prints a ready URL, https://mcp.zovo.one/mcp/amortization/t/<token>. Paste that into your client. The bare https://mcp.zovo.one/mcp/amortization hands out the tool list but answers tool calls with HTTP 401, which is why the tokenised URL is the one to use.
  • Claude Desktop, one click: download the .mcpb bundle
  • From source: git clone https://github.com/theluckystrike/mcp-servers then build servers/amortization.
  • npm: the package @theluckystrike/mcp-amortization is staged and publishes shortly; the .mcpb bundle is the supported install until then.

Tools it exposes

Tool What it does
loan_create see tool reference
loan_schedule see tool reference
loan_repay_early see tool reference
loan_journal see tool reference
loan_list see tool reference
loan_delete see tool reference
loans_report see tool reference

Pricing

Free to run locally, forever. The Pro licence is $19, one time, lifetime — it changes only the hosted endpoint’s saved-report cap, never the tools. All 58 servers together are $39 as a bundle instead of $1102 bought one at a time.

Buy the Amortization Pro licence — $19

Questions people actually ask

Is the Amortization MCP server free?

Yes. Running Amortization locally is free and unlimited, and the code is MIT licensed. There is a one-time $19 Pro licence for the hosted endpoint, which removes the saved-report cap. No subscription and no account are required.

Does Amortization need an API key?

No. The server works offline against local files. If you use the hosted endpoint, the connection is authenticated with a scoped token instead of a per-tool API key.

Where does the data go?

Local installs keep everything on your machine. The hosted endpoint stores records in an isolated per-tenant namespace, and only for servers you actually call.

Which clients can use it?

Any MCP client: Claude Desktop (via the .mcpb bundle), Claude Code, Cursor, Windsurf, VS Code with an MCP extension, or your own agent over the Streamable HTTP transport.

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All 58 back-office MCP servers · how the collection is organised